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June Totals

July 1st, 2009 at 04:00 am

Income:
DF: $2888.00
Me: $2326.70
Other: $20.00 (surveys)
Total: $5234.70

Expenses:
Mortgage (Min): $1523.08
Mortgage Extra: $607.00
Groceries: $454.56
Petrol: $146.04
Phone & Internet: $77.39
Car Repairs: $120.10
Mobile Phone: $55.76
House Insurance: $69.39
Life Insurance: $53.67
Property Rate (Adjustment): $65.00
Car Payments: $148.00
Pet Supplies: $22.31
House Maintenance/Repairs: $504.14
Appliances/House Gadgets: $52
DF Fun: $349.99
Me Fun: $218.85
Dining Out: $258.74
Entertainment: $92.00
One Off Purchases: $320 (Engagement Ring Deposit)
Bank Fees: $2.00
Gifts: $67.30

TOTAL: $5186.01

$48.69 remaining

Notes:
Under budget in the grocery category, which is good, by about $7 a week. Next month will be interesting, as I will be counting Jeds food into the grocery budget as well.

I transfered $607 into the mortgage today, we've made over $1200 in extra payments so far. Interest hasn't hit yet, (hits tomorrow) but I am enjoying having our loan balance at under $300k, even if it is just for a day!!! Next month it should be *officially* under 300k though.
Spent a bit on house stuff this month, star pickets and fencing, etc.

DF did well this month with his Fun money - only $7.49 extra per week than his alotted amount. Considering he paid for framing for some posters and the rest was probably beer, he did very well. Smile

My fun money total was $5.30 less per week than I was allowed to spend. I am going to leave this amount in the accounts, but in the future I am thinking of transferring it over to my car loan.

Dining out and entertainment were a little high, but we did not over indulge as such - the largest expense was a really nice restaurant which was kind of obligatory to attend that night as it was DF's sisters last 'childless night out'.

One off purchase was the engagement ring deposit - I thought I would be picking it up and paying the $2k this month, but they rang me and it will not be ready until August now. Which is a bummer - but that gives us another 4 weeks to buffer the cost.

I haven't really started on saving this month - more focused on making some extra payments. We still have approx $8k EF and around $700+ in our bills account.

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