Income:
DF: $2888.00
Me: $2326.70
Other: $20.00 (surveys)
Total: $5234.70
Expenses:
Mortgage (Min): $1523.08
Mortgage Extra: $607.00
Groceries: $454.56
Petrol: $146.04
Phone & Internet: $77.39
Car Repairs: $120.10
Mobile Phone: $55.76
House Insurance: $69.39
Life Insurance: $53.67
Property Rate (Adjustment): $65.00
Car Payments: $148.00
Pet Supplies: $22.31
House Maintenance/Repairs: $504.14
Appliances/House Gadgets: $52
DF Fun: $349.99
Me Fun: $218.85
Dining Out: $258.74
Entertainment: $92.00
One Off Purchases: $320 (Engagement Ring Deposit)
Bank Fees: $2.00
Gifts: $67.30
TOTAL: $5186.01
$48.69 remaining
Notes:
Under budget in the grocery category, which is good, by about $7 a week. Next month will be interesting, as I will be counting Jeds food into the grocery budget as well.
I transfered $607 into the mortgage today, we've made over $1200 in extra payments so far. Interest hasn't hit yet, (hits tomorrow) but I am enjoying having our loan balance at under $300k, even if it is just for a day!!! Next month it should be *officially* under 300k though.
Spent a bit on house stuff this month, star pickets and fencing, etc.
DF did well this month with his Fun money - only $7.49 extra per week than his alotted amount. Considering he paid for framing for some posters and the rest was probably beer, he did very well.
My fun money total was $5.30 less per week than I was allowed to spend. I am going to leave this amount in the accounts, but in the future I am thinking of transferring it over to my car loan.
Dining out and entertainment were a little high, but we did not over indulge as such - the largest expense was a really nice restaurant which was kind of obligatory to attend that night as it was DF's sisters last 'childless night out'.
One off purchase was the engagement ring deposit - I thought I would be picking it up and paying the $2k this month, but they rang me and it will not be ready until August now. Which is a bummer - but that gives us another 4 weeks to buffer the cost.
I haven't really started on saving this month - more focused on making some extra payments. We still have approx $8k EF and around $700+ in our bills account.
June Totals
July 1st, 2009 at 04:00 am