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July Totals - yippee!

August 3rd, 2009 at 10:15 pm

I am very pleased with our numbers for July:

INCOME:
DF: $3479.25
ME: $2970.30
Other: $186.25
Total: $6635.80

EXPENSES:
Mortgage: $1903.85
Groceries: $697.50
Petrol: $206.52
Phone & Internet: $77.39
Car Repairs/Maintenance: $18.95
House Insurance: $69.39
Life Insurance: $53.67
Car Payment: $185.00
Pet Supplies/Care: $366.80
House Repairs/Maintenance: $109.85
Appliances/House Gadgets: $18.10
Work Expenses: $106.48
Dining Out: $139.80
Entertainment: $47.50
Misc: $28.50
One Off Purchases: $548.00 (Personalised Plates & part payment speeding fine)
Gifts: $19.80
DF Fun: $349.56
Me Fun: $213.54
Extra Car Payment: $86.46
TOTAL EXPENSES: $5160.20

Total Remaining: $1389.14

Normally we would put the remaining into our mortgage or EF, but August is going to be a particularly expensive month, so my plan is to send $389.14 to the mortgage and keep the remaining $1k in our checking account (our everyday account and emergency fund).

Our 'other' income includes a $50 GC DF got with his personalised plates, a $30 check I got from emailcash, and my ebay earnings less postage. I still have a payment remaining, so I will take the fees out of that one for this month.

I am pretty darn happy with all of our totals this month. While there were some times where we felt a little deprived (friends calling and asking if we wanted to go to the movies on a non-cheap night. $15 for a movie? I don't think so! - but seriously, the reason we declined the offer(s) was sheer laziness - we just couldn't be bothered going into the CBD Big Grin) We still saw friends a LOT more than normal, had dinner out once, had lunch out several times, had friends over etc.

The only thing we overspent a lot on was grocery shopping, by about $20 a week ($140 a week instead of $120 which is what I 'plan' our budget around). I'd say that might have something to do with eating in for nearly all our meals, and cooking Jeds food. But we have been eating a lot more bread too, which hopefully offsets a little of the grocery expenses! (We get our bread for free).

What do ya'll think?

Posted in | 3 Comments »

3 Responses to “July Totals - yippee!”

  1. ceejay74 Says:
    August 3rd, 2009 at 10:22 pm 1249338128
    1249338128

    I'm thinking it looks pretty dang good! Smile Are pet expenses always going to be that high?!? I've never had my own pet (that my parents didn't pay for) so I'm kind of clueless. Even if it is that pricy, looks like your budget can more than handle it. Great job!

  2. whitestripe Says:
    August 3rd, 2009 at 10:32 pm 1249338738
    1249338738

    no no! not always that high! we registered him for a year ($106 for a not-desexed dog - next year will be $10 a year when we microchip him and get him desexed) and took him to the vet. i bought 3 months worth of flea treatment and he had three different worm treatments and a checkup for $209. the small remaining amount will be toys. i was thinking i might begin tracking his food expenses separately too, i usually just track it in the grocery expenses because it is just carrots and beans, rice/oats/pasta and meat. so maybe i will do that to get a perspective of how much he really costs per wekk lol.

  3. HouseHopeful Says:
    August 3rd, 2009 at 11:51 pm 1249343484
    1249343484

    Great job with the budget! I find that the more I eat at home, the more I branch out with meal types, which can result in bigger grocery spending Smile

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