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still keeping track

April 27th, 2010 at 07:39 pm

I'm still keeping track of our daily expenses. It's almost like second nature to me now. DF is getting quite good at it too Smile

The past few months have been difficult, what with DF's work slowing down. Seeing as DF is meant to earn nearly TWICE what I do, you can imagine I stress out a little, when his earnings start to drop to the $200-$300 a week mark. Frown Having a buffer in our account has made things definately more easier to cope with, but even with that, when it starts to get a little low I do find I panic a little.

The silver lining to this situation was that because I've kept track daily, I have been able to say to DF 'We're spending too much'. Although some things can't be helped, I noticed DF really tightened his belt too. And because we've now been dealing with this for about five months, it's almost like it's always been like this. We're still doing things, and there are definately things we could cut even more, so it doesn't feel as though we're deprived. But we seem to be managing pretty well.

This month has been the first month in a while where there is a reasonable amount left over at the end of the month ($1400+). It's going to top up our EF, and pay back DF's mum for money she loaned us when buying last year.

But still, it feels odd to me to have a good amount to allocate to extra savings, EF, household items in need of replacement, even some extra fun money etc. Even though mid-way through last year, this was a regular occurrence. I guess this is where we have to take stock and realise that the hard times are only easy to get through if you prepare for them, when things are NOT so tough!

3 Responses to “still keeping track”

  1. gamecock43 Says:

    congrats! you have accomplish what I have been trying to accomplish for years. I also track my spending...but I have a hard time tightening up past where I currently am. I have just plateaued and cant go anymore- even though I think I spend too much on take out and partying. BB has really cut back though- his spending is less than half of what it once was.

  2. Joan.of.the.Arch Says:

    Very good, whitestripe. Sounds like you two could live on one income if necessary. Hope his work increases to the level you all want, though.

  3. monkeymama Says:

    "I guess this is where we have to take stock and realise that the hard times are only easy to get through if you prepare for them, when things are NOT so tough!"

    No kidding - very wise.

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