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January Totals

January 31st, 2009 at 10:25 pm

Income:
Job 1: $985
Job 2: $1357.85
Other: $120.00
From Savings: $676.88
Total: $3139.73

Expenses:
Rent: $793.34 ($158.67 p/w)
Groceries: $218.29 ($43.66 p/w)
Petrol: $113.26 ($22.65)
Phone & Internet: $39.23 ($7.85)
Mobile Phone: $64.88 ($12.98)
Loan Payments: $185.00 ($37.00)
Skincare: $29.95
Misc: $24.10
Health/Grooming: $61.10
Gifts: $40.00
Bank Fees: $9.78
Alcohol: $7
Takeaway Beverages: $153.82
Takeaway Food/Dining Out: $263.54
Magazines/Books: $5.95
Clothes/Shoes: $158.85
Makeup: $33.90
Entertainment: $241.00
Staff Lotto: $10.00
House/Appliance: $79.96
HOUSE STUFF: $750.00

Total: $3282.95

Difference: $143.22(-)

I know I transferred money into my account from my loan, but I can't remember how much! Also I made a bit more money on eBay but can't remember exactly how much either. I would say I just broke even this month, even though it says differently above. No savings, bummer. But I guess we are focusing all our energy on the new house so it's kind of expected until we get back to normality.

Hmmm, what can I say? I think I did well on books/magazines. I bought one book at the start of the month, and no magazines at all.

Mobile Phone is high because of a $15 charge to replace the sim when I lost it. Frown Not my new phone though! Thank god! I took an older, crappier one to the festival.

I am really proud of groceries and petrol expenses! LESS than my budgetted amounts! (I budgetted $50-$70 for groceries p/w and $25-$30 p/w for petrol).

Takeaway Beverages/Dining Out and Clothes: BLAH! Obviously I am going to be working REALLY hard on that this month. Entertainment costs were high, but I went to a festival. So really they won't be high in the months to come because we won't be DOING ANYTHING. At all.

Over all it was 'just a month', nothing special about it really, in terms of finance.



7 Responses to “January Totals”

  1. Smiley2009 Says:
    1233441056

    Awww I'm sure your budget will go back to normal once your all settled into your new home. Luckily Feb is a
    short month so you guys will be in your new home in no time YAY (HUGS)!!!!!

  2. whitestripe Says:
    1233441920

    thanks smiley Smile i didn't even think about feb being a short month! yay! you've made my day! lol

  3. Amber Says:
    1233449339

    Your income from savings was this all interest? I am sorry to be a pain but what is p/w? And I agree next month is here already so things will soon be back to normal Big Grin

  4. Smiley2009 Says:
    1233451208

    Amber i could be wrong but I thing p/w means per week lol!!!!

  5. whitestripe Says:
    1233453129

    yes p/w is per week Smile and no, sadly not interest, i withdrew from my EF and holiday fund to cover days off from work/house expenses so I didn't have to take money out of my house deposit until finance is sorted. Smile

  6. Amber Says:
    1233454699

    I'm such an idiot...lol thanks

  7. whitestripe Says:
    1233461356

    lol no you're not! don't worry, i won't even BEGIN to list the obvious things i had to ask what they meant. (NSD - for one!)

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